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New laws for payday loan lenders

rolled up bank notes

The new laws, expected to include changes to the application process for these quick cash advances that customers apply for and get funded for totally online. (more…)

Self-employed? Read our guide to insurance, record-keeping and tax

self employedAs a business owner, the details related to running your business can seem overwhelming and it’s easy to put off doing the important stuff like getting yourself properly insured. While we’re not insurance experts or attorneys, we can give you some good advice – insurance is important.

Here’s a general look at the different types of insurance you need to consider as an entrepreneur. We highly recommend that you consult an attorney and an insurance professional. And don’t just do it once and forget it. It’s important to review your coverage, as your needs change over time. Regulations and other factors can affect how much insurance you need. Make it a point to schedule a once-a-year review with your insurance pro and attorney to ensure you’re properly covered. (more…)

Going into finance as a career

Bag-of-Money“Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.” This quote from Mohandas K. Gandhi, a pacifist who emphasized simplicity over all else, may come from an unlikely source for financial advice, but it rings no less true. Consumers have a need for advice in areas where money is concerned, and money management and consumer service careers fill this need through understanding of economic factors and financial choices. (more…)

Should you study accounting?

Taking college coursework in accounting is a structured method to learn more about accounting in a formal setting. Many adjunct professors are either practicing or retired CPAs and can be great resources to help you understand the basics of recording transactions. Furthermore, some of these instructors will weave real business advice into their lectures, giving students both accounting theory and applicable information for business. The downside to taking college classes is that it can be expensive and time-consuming; however, learning from a practitioner is invaluable, and you may be able to deduct the cost of classes as a business expense. (more…)

Looking deeper into credit and the lines of credit available for those stuck

After the credit crunch of 2007 a lot of people that were used to getting and using credit from such sources such as credit cards, loans, payday loans and instalment loans found themselves essentially cut off from the market of getting cash before they have cash.

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Thinking about using a cash loan lender?

The payday loan is by far one of the most commonly used cash loans and also the easiest to get from banks. It is a short term kind of loan that will last for shorter period of time and you will then pay back with some interest. This loan is designed to give you a financial boast when you are financially down and it will help you meet you short term needs. This loan s meant to help you meet your bills for a sort period of time until you will receive pay or until you will reach your payday then you will be required to return it back.thinking about cash loans (more…)

Narrowing your search for loans

loans

Google is providing millions of results when you search for “payday lending companies”. With this number, what you need to do is to narrow down your options when finding a lending firm. A payday loan is a short term loan that you need to return with interest after your next paycheque. Typically, the interest rate for this type of loan would reach up to 25%. This means that if you borrowed £100, you will need to return it as £125 on your next paycheque. (more…)

The game of chance when it comes to some online loans

online small loansPayday loans are not some sort of game of chance. The truth is that a no faxing online loan can be paid off quickly as long as a person ends up being responsible. A person who is truly responsible may not even need to get a payday loan to begin with, but the option should be open to them.
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